Public Liability Insurance

[Effie C]

  Hello All Club Members
Just as a matter of interest, what are the other "Clubs" in OZ doing in regarding to Public Liability Insurance?
As Shannons have pulled the pin as well as a lot of other companies, where and from whom have you being able to get public liability insurance from?
Our club is currently searching for someone to take Shannons place as we must hold insurance all the time and not just for the odd show.
Any Suggestions?
John.M

[RET]

John,

We were in a pickle because Shannons had pulled the pin and were not renewing policies after end-March.  Our policy was due mid-April  As luck would have it, they backed down and decided they would honour policies until end-May, which got us out of a jam.

However, during the intervening panic :-/, we chased up quotes from a variety of sources.  We got one in the post two months later (thanks so much) for $2441, urging us to respond quickly.  What a joke.

However, we were able to get one quote through a broker for $893, from Triton Insurance.  This appeared to be our best option until the fortunes smiled on us wrt Shannons

In SA they have some sort of state scheme for volunteers, which car clubs are able to be part of.  I don't know all the details, I heard about this from the CMC.  Maybe someone from there could fill us in?

Apparently the Qld government are working on something similar, it has been reported in the local press up there.

Otherwise, one option we considered was affiliation with the Street Machine Association.  They have an umbrella scheme which costs (I think) $60 + $8/per member.  That might be something to consider for you.

We also did a lot of phoning around to see if we could get an umbrella scheme for the FE-FC HCC of Aust (also through Triton), but that went a bit pear-shaped with the realisation that some clubs (ACT and Vic) hold regular events that are guaranteed to increase the premiums for all clubs, ie the ACT AHD and the Vic Auction Day.  We are still working on it, but it's gone on the back-burner a little.

We can only hope that common sense prevails some time in the next twelve months.  Our club's feeling was that we might have to live with one year of extortionate insurance (sorry, call it like I see it), while the federal and state govts sort out the mess we are currently in.

Hope that's some help to you.  Send me a PM if you want the details of the broker we used, and check out SMA.

cheers
RET

ps - there have been other threads on this topic.  There's one in the club area somewhere, and another in General

[mcl1959]

Firstly my apologies to Air Chief for not answering his question re PLI for the Vic auction day.  We have PLI through Shannons which covers our auction day.  A Shannons employee is the guy who does the auctioning so they know what goes on there !
Secondly - I here from an ex Qld member in our club who keeps us in touch with Nats details that the Qld club received a quote for $4000 for PLI for the Show and Shine part of the Nats.  I don't think we can wear that type of extortion - even for a year.

Ken