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Paul In Ireland
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« on: May 20, 2008, 04:49:36 AM » |
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So, I rang Shannons to get a quote for my "new" FE. Talked to the guy, told him I was overseas for the moment but my father would collect and store the car for a while until I get back. THen I got the quote and nearly fell over - $141.78!! What?? Is that all you pay nowadays?
Over here I would get classic car insurance for maybe $350-400 plus rego which is about $70.
If it was an ordinary car it would be about $800-900 for me in a 9 year old C180 Merc. That is for comp with full no claims for 20 years plus. Rego is a further $850 or so.
If I was under 21 it would cost about $5000-8000 for a car and it had better be under 1.3l and even better still, 1.1l max - toyota starlet or similar. For girls under 21 it would be about $1500. These are both for third party fire and theft and not comp. You can't get comp till you are over 25 in reality.
Even when you get to 25, males can still be $1500-2000 per year and the girls maybe $1000-1250 give or take.
I remember my first third party insurance in about '83 was less than $50.....25 years on it is now only $140 it seems!! That's inflation for ya!!
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The International FE FC Fleet of Ireland
Education is where you read the fine print. Experience is what you get when you don't.
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FC427
nsw-club
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I love YaBB 1G - SP1!
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« Reply #1 on: May 20, 2008, 08:15:37 AM » |
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Paul for $15,000 on my FC Ute I pay just over $300 a year from memory and my little Triumph Spitfire for $10,000 is $220 a year both have free windscreen cover and retention of salvage if written off ........FC427.......
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As I lay rubber down the street I pray for traction I can keep, but if I spin and begin to slide please dear god protect my ride
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KFH
qld-club
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« Reply #2 on: May 20, 2008, 08:39:51 AM » |
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Certainly Shannons is the way to go in Australia. My 1929 Rugby and my 59FC, with laid up cover while being restored, for a total cover of $12,500 is $120. As FC427 mentioned, salvage rights and a free windscreen per year.
Keith
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I was born with nothing and still have most of it left
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mikey
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« Reply #3 on: May 20, 2008, 08:51:18 AM » |
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How do salvage rights actually work? I have always wondered about that. I ask this as I had my commodore written off a few years ago that was parked in the street late one night. It was drivable (sort of) the whole boot section was bent down from the windscreen and a nice big dint magically appeared in the middle of the roof.  I drove it down to the AAMI center and I was paid out, I asked them about purchasing the car and they said I could have it at a particular price. $1200 from memory. I did not take them up but should have. If your Shannon's car gets wiped out what do you have to do or pay to own the wreck or is it yours if you want it for nothing?? Cheers M |
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Our Lady of Blessed Acceleration, don't fail us now!
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FC427
nsw-club
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« Reply #4 on: May 20, 2008, 08:59:23 AM » |
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Mikey The car may be a statutory write off or just uneconomical to repair[more $$$ damages than it is insurance value] but you still get to keep it, with out having to buy it back ........FC427......
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As I lay rubber down the street I pray for traction I can keep, but if I spin and begin to slide please dear god protect my ride
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mikey
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« Reply #5 on: May 20, 2008, 09:06:03 AM » |
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Thanks for that 427, nice to know the car is still yours without having to fork out the big ones.
Cheers M
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Our Lady of Blessed Acceleration, don't fail us now!
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Paul In Ireland
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« Reply #6 on: May 20, 2008, 09:42:08 AM » |
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So, if I break a windscreen in Ireland, will they post me one?
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The International FE FC Fleet of Ireland
Education is where you read the fine print. Experience is what you get when you don't.
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ratbox
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« Reply #7 on: May 20, 2008, 11:27:29 AM » |
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you mention rego, don't know how long since you were here but now we have (in NSW) rego-$250ish, green slip 3rd party insurance for bodily damage to a person-annywhere from $250ish up to $700ish, both of these are compulsory then there's third party property and everything inbetween up to full comprehensive
when i had my V8 FB van it cost me $504 for rego and greenslip it had full comp insurance with limited use value $12,000 for $260 a year
my VT commodore everyday car insured for $6,500 costs $400 odd a year
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Sheriff
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FEs rule!
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« Reply #8 on: May 20, 2008, 07:39:41 PM » |
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Am just about to transfer my insurance to Shannons from Suncorp. Shannons for $10,000 is $87.48 with more benefits than Suncorp. Suncorp for $8000 is $189. Have been with Suncorp for years with no claims. I believe RACQ is quite reasonable for Cars on Club Rego.
Mike
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Paul In Ireland
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« Reply #9 on: May 20, 2008, 09:48:32 PM » |
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My quote is for full road rego - it would have been cheaper if I put the car on club rego, how much I don't know.
I will end up selling on the FE-1957 vic plates before I export it - any idea what those plates are worth?
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The International FE FC Fleet of Ireland
Education is where you read the fine print. Experience is what you get when you don't.
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crashbox
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cruzin in the FC
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« Reply #10 on: May 20, 2008, 10:12:58 PM » |
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G'DAY ALL  all i can say is insure with shannons,i have 6 cars( a yanky car,4 old holdens,even a newish statesman that i drive everyday these all fully insured with shannons they only charge me a bit less than $1400 a year!  these cars are on full nsw rego as well.Cannot say a bad word against em, in the 15 odd years i insured with em they have always been very friendly and nothing is a issue...no multipal paperwork b/s or the 50question quiz!.... sounds a bit like a bloody add for em :Dand no i dont work for em keep cruzin! |
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"A GOOD HOLDEN IS A CRUZIN HOLDEN"
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Ed
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« Reply #11 on: May 21, 2008, 07:53:52 AM » |
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Do you get CTP discounts with Shannons if you have a comprehensive policy?
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in the shed
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Paul In Ireland
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« Reply #12 on: May 21, 2008, 09:55:14 AM » |
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CTP?
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The International FE FC Fleet of Ireland
Education is where you read the fine print. Experience is what you get when you don't.
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EffCee
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« Reply #13 on: May 21, 2008, 10:07:09 AM » |
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Compulsory Third Party Insurance. Covers the costs of any injuries to third parties involved in accidents.
In NSW it has been de regulated and you can shop around and get CTP cover from any provider to get the best price. In the ACT you pay for it as partr of your registration
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crashbox
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cruzin in the FC
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« Reply #14 on: May 21, 2008, 08:01:28 PM » |
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g'day, yep you get ctp discounts if you are insured with shannons,Aami gives em,my last one i got recently was for my x2 hd was about $330,pretty good i think |
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"A GOOD HOLDEN IS A CRUZIN HOLDEN"
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FC427
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« Reply #15 on: May 21, 2008, 08:56:30 PM » |
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Crashbox I just got a CTP from QBE for my Commodore yesterday $337 and I don't have any insurance on it yet .......FC427........
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As I lay rubber down the street I pray for traction I can keep, but if I spin and begin to slide please dear god protect my ride
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crashbox
Junior Member
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Posts: 92
cruzin in the FC
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« Reply #16 on: May 22, 2008, 07:51:48 PM » |
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g'day all, and Mr FC427
hey thats a great deal!, i rang the aami guys today a bugged them about this,they say the main differences is age of driver and wot area you are at?? ....maybe we should ask wot everyone else is paying for ctp slips on the fourum and this may help everyone when they are trying to get one?
keep cruzin
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"A GOOD HOLDEN IS A CRUZIN HOLDEN"
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FC427
nsw-club
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I love YaBB 1G - SP1!
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« Reply #17 on: May 22, 2008, 08:12:59 PM » |
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I should have added GIO and NRMA were $150 dearer ........FC427......
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As I lay rubber down the street I pray for traction I can keep, but if I spin and begin to slide please dear god protect my ride
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Ed
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« Reply #18 on: May 23, 2008, 08:33:57 AM » |
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I get CTP discounts with GIO, as I have a policy with them.
The prices end up being very similar to Shannons.
My past driving record was far from angelic (no DUI's tho) and GIO insures the wagon, unlimited kms, salvage rights etc etc. They put an additional $500 on the excess for driving history.
Cheers
Ed
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in the shed
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ratbox
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« Reply #19 on: May 23, 2008, 11:32:27 AM » |
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one of the many things i luv about living in the country just paid $259 CTP for VT commodore the FB van was only $243 commercial vehicle, most people i know that live in sydney are with utes/vans are paying $500 upwards
another differance between crashbox and FC427 is an early model V's a late model, the insurance Co's usually charge more for an early model car than a late model
there is a web site that gives comparisons
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